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Home Loans for Medical Workers

Medical residents, physicians, and fellows, as well as full-time RNs, LPNs, LVNs, CANs, AUAs, AUPs, physicians assistants, medical technicians, licensed and/or accredited technologists/therapists.

NO INCOME LIMITS - Either Program!   Little or no down payment required.
Flexible credit guidelines.   Below market interest rates available: call for details.

1. Educator Zero Down- rewards those with good credit.

  • 100% financing available - no down payment required.
  • Little cash needed to close - many options available.
  • Alternative credit histories acceptable - easier to qualify.
  • Available on purchase transactions for conforming 30-year fixed rate.
  • Manufactured homes are not eligible

2. Flex - For those with limited savings and/or no credit history.

  • Requires only 3% down; only $500 from the borrower's own funds.
  • Little cash needed - closing costs can come from gifts, etc.
  • Favorable 12-month rental history plus 3 alternative credit sources needed to qualify.
  • Manufactured homes are not eligible

3. Refinance - Rate Term Refinances up to 100% available.

Complete a application now!